Compliance
Regulatory coverage
WalletDNA gives compliance teams, VASPs, and investigators the core outputs the major frameworks expect — sanctions screening, risk scoring, counterparty attribution, fund-flow tracing, monitoring, and audit-ready reports. Here's how those capabilities map to common obligations.
New to these terms? See the compliance glossary for plain-English definitions of SAR, FATF, the Travel Rule, OFAC, and more.
FATF (risk-based approach)
Obligation
A risk-based approach to virtual assets — assess and document the risk of wallets and counterparties, and apply enhanced due diligence to high-risk exposure.
How WalletDNA helps
A transparent 0–100 risk score with a cited breakdown, sanctions and high-risk exposure across many hops, and counterparty attribution — so an analyst can triage and evidence the risk decision.
FATF Recommendation 16 (Travel Rule)
Obligation
Identify the counterparty VASP / wallet in transfers and screen it before moving funds.
How WalletDNA helps
Entity attribution flags whether a counterparty is a known exchange, service, sanctioned address, or community-reported scam — supporting counterparty identification and screening. (WalletDNA is not a Travel Rule messaging solution.)
Sanctions (OFAC, EU, UK)
Obligation
Screen wallets and counterparties against current sanctions lists and avoid prohibited dealings.
How WalletDNA helps
Continuously refreshed OFAC / EU / UK screening, with direct hits and indirect exposure (a sanctioned address reached within a few hops) surfaced on every analysis.
FinCEN / US BSA (SAR support)
Obligation
Detect and document suspicious activity, and keep records that support a Suspicious Activity Report.
How WalletDNA helps
Fund-flow tracing and the Investigation Canvas reconstruct where value moved; one-click, timestamped, audit-ready PDF reports with evidence links give you the paper trail for a filing or examiner.
Other AML regimes (FINTRAC, MAS, VARA, etc.)
Obligation
Risk-based AML controls for VASPs in Canada, Singapore, the UAE, and comparable regimes — customer and transaction risk assessment, sanctions screening, and recordkeeping.
How WalletDNA helps
The same core outputs — risk scoring, sanctions screening, attribution, monitoring, and audit-ready records across 18 chains — support these controls within your program.
Ongoing monitoring
Obligation
Monitor relationships and wallets over time, not just at onboarding.
How WalletDNA helps
Monitor any wallet; WalletDNA checks for transactions hourly and re-screens risk and sanctions daily, alerting you when funds move, its risk crosses into high/critical, or it becomes sanctioned.
WalletDNA is a blockchain analytics tool that supports your compliance workflows; it is not a regulated compliance solution, a Travel Rule messaging network, or legal advice, and it does not by itself make any organization compliant. Outputs are probabilistic and complement — not replace — your own AML/KYC program, independent verification, and qualified professional judgment. See our methodology and terms.